Health Insurance

Even though Thailand's health care costs less than in the west, hospital bills can really pile up. The best way to remain financially solvent, is to buy a good health insurance plan for when you're here. Baan Smile will help you get affordable health insurance no matter how young or old you might be.

WHAT CUSTOMERS ARE SAYING
"I just want to share with others whom are considering using them, that BaanSmile is an excellent service. They helped me with my STV visa. They helped me every step of the way. This was during a time where it was quite complex getting any visa in Thailand. During the application process, they were excellent especially regarding answering emails quickly and clearly. If there were any issues regarding the requirements I provided, they would inform me and help correct the issue. They had what seemed to be a perfectionist approach. It was very comforting. Everything went really well and it was hassle free. I also had them help me with my subsequent 90 day extension/report. That also went very well and hassle free. There’s no way I could have managed doing all of these processes on my own this smoothly. I’m very grateful and I continue to use there service till this day for my visa purposes in Thailand. I highly recommend them."
~ Chris Messer

Who is this for?

If you are living in Thailand for a year or more, we recommend health insurance. It is best for those in these categories:

  • Retirement visas
  • Business Visas (business or job)
  • Elite Visa
  • Investor Visa
  • Education Visa

How does it work?

Give us your details and Baan Smile will find the best insurance for you. We have relationships with all the best health insurance companies in Thailand. Whether you want to live on the beaches, in the city, on the farm or in the mountains, we will find the perfect plan for you.

Do you help people over 70 years old?

Yes! Absolutely. We have plans for those up to 99 years old.

What information do you need?

We need your country of origin, date of birth, contact information.

Frequently Asked Questions

What is the best health insurance companies in Thailand for foreigners

  1. Cigna Global – Cigna Global Health Thailand has insurance plans specifically created for expats and Thai local nationals. Their health insurance packages are flexible with a variety of optional benefits and are easy to use. In addition to the core Inpatient and Outpatient medical offering, Cigna Global allows you to customize your plan with a wide range of optional benefits to take control and proactively manage the health and well-being of you and your family.
  2. Dhipaya Insurance – Established for over 69 years, Dhipaya Insurance offers a Health Insurance and Accident Claim Service for both foreigners and Thais. With an easy procedure to use their insurance card and ongoing support, Dhipaya is one of the most used insurance companies in Thailand.
  3. AXA Insurance – AXA is a global insurance provider with a variety of insurance packages that cover both illnesses and accidents. They offer a single purchase as well as a few options to pay via installments. AXA Health Insurance provides several different insurance packages to choose from, whether it is with inpatient and outpatient services, emergency services or loss of life coverage. As a reputable company in Thailand, AXA Insurance also offers a tax deduction depending upon the plan you choose.
  4. Luma Health Insurance – Luma offers international health insurance policies for personal & family packages. Working expatriates and their families in Thailand can apply for coverage as well as national residents. Luma Health Insurance provides access to top hospitals across Southeast Asia without having to advance payment, and offers multilingual support.
  5. Pacific Cross Health Insurance – Pacific Cross brings over 65 years to the health and travel insurance industry in Asia. Offering a wide range of plans with 24/7 coverage and competitive premiums that cover both inpatient and outpatient medical expenses. With generous levels of coverage, responsive service and guaranteed renewability, Pacific Cross health insurance for expats delivers an unbeatable combination.
  6. Allianz Worldwide – Allianz Worldwide is a single provider for all of your health insurance needs. Whether you’re looking for International health, life & disability, critical illness, short-term or emergency coverage, Allianz Worldwide has an insurance solution for you.
  7. Aetna International – Aetna offers health insurance packages and premiums for individuals and families. They have a flexible portfolio of benefits & plans, and allow you to choose the levels of cover, additional extras and excesses that are right for you and your family.
  8. Generali Global Health – Generali Global Health offers worldwide international health insurance at superb rates with top healthcare providers. They also offer easy to use member digital services, locally compliant policies, and a global medical network.
  9. Bupa Global – A range of premium international health insurance coverages are offered by Bupa Global. The most premium range includes direct access to leading GPs, Consultants and Specialists without the need for referral, In-hospital cover for private rooms at world-class facilities, and a Personal Relationship Manager, on hand, to help make life easier for you. Plus, cover for up to two children under 10 years, subject to underwriting, at no extra cost.
  10. GeoBlue International Health Insurance – A leader in international healthcare, GeoBlue offers long term and short term coverage and provides care with a personal touch. Their extensive global provider network brings flexible coverage and can help coordinate treatment overseas.

How much does it cost for health insurance in Thailand?

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